City Comparison

Brownsville vs Hilo

Cost of Living Comparison · 2026

Brownsville

Texas
75
Very Affordable
$155,000
Median Home
$875/mo
Median Rent
$52,100
Median Income

Hilo

Hawaii
132
Expensive
$555,000
Median Home
$1,575/mo
Median Rent
$78,700
Median Income

The Verdict

43.2%

The cost gap between these cities is 43.2%, with Brownsville being the more affordable option. A $75,000 income in Brownsville has equivalent purchasing power to $132,000 in Hilo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Brownsville
149
Hilo
Groceries
87
Brownsville
149
Hilo
Utilities
79
Brownsville
218
Hilo
Transportation
84
Brownsville
146
Hilo
Healthcare
92
Brownsville
118
Hilo

Salary Equivalence

A $75,000 salary in Brownsville has the same purchasing power as $132,000 in Hilo.

Conversely, $75,000 in Hilo equals $42,614 in Brownsville.

Living in Brownsville vs Hilo

Housing Costs

Brownsville's housing index of 58 is lower Hilo's 149, translating to median home prices of $155,000 vs $555,000. The $400,000 difference in home prices means roughly $26,004 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Brownsville compared to $1,575/mo in Hilo, a monthly difference of $700.

Grocery & Food Costs

Grocery expenses index at 87 in Brownsville and 149 in Hilo. A household spending the national average of $475/month on groceries would pay approximately $413/month in Brownsville vs $708/month in Hilo. Brownsville offers a meaningful advantage on everyday food costs, saving roughly $3540/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 79 in Brownsville and 218 in Hilo. Monthly utility bills average approximately $316 in Brownsville vs $872 in Hilo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Brownsville and 118 in Hilo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 26-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,100 in Brownsville and $78,700 in Hilo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,467 and $59,621 respectively. Brownsville residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Brownsville vs $1,836/month in Hilo. In Brownsville, median rent of $875/mo fits within this budget. In Hilo, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 139 index points — focus your budget analysis there.

Frequently Asked Questions

Brownsville is 43.2% more affordable overall with an index of 75 vs 132.
A $75,000 salary in Brownsville has equivalent purchasing power to approximately $132,000 in Hilo, based on the cost of living difference.
Brownsville's housing index is 58 with median homes at $155,000, while Hilo's is 149 with median homes at $555,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases