City Comparison

Brownsville vs Franklin

Cost of Living Comparison · 2026

Brownsville

Texas
75
Very Affordable
$155,000
Median Home
$875/mo
Median Rent
$52,100
Median Income

Franklin

Tennessee
139
Expensive
$750,000
Median Home
$1,850/mo
Median Rent
$118,200
Median Income

The Verdict

46.0%

The cost gap between these cities is 46.0%, with Brownsville being the more affordable option. A $75,000 income in Brownsville has equivalent purchasing power to $139,000 in Franklin.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Brownsville
230
Franklin
Groceries
87
Brownsville
100
Franklin
Utilities
79
Brownsville
97
Franklin
Transportation
84
Brownsville
90
Franklin
Healthcare
92
Brownsville
91
Franklin

Salary Equivalence

A $75,000 salary in Brownsville has the same purchasing power as $139,000 in Franklin.

Conversely, $75,000 in Franklin equals $40,468 in Brownsville.

Living in Brownsville vs Franklin

Housing Costs

Brownsville's housing index of 58 is lower Franklin's 230, translating to median home prices of $155,000 vs $750,000. The $595,000 difference in home prices means roughly $38,676 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Brownsville compared to $1,850/mo in Franklin, a monthly difference of $975.

Grocery & Food Costs

Grocery expenses index at 87 in Brownsville and 100 in Franklin. A household spending the national average of $475/month on groceries would pay approximately $413/month in Brownsville vs $475/month in Franklin. Brownsville offers a meaningful advantage on everyday food costs, saving roughly $744/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 79 in Brownsville and 97 in Franklin. Monthly utility bills average approximately $316 in Brownsville vs $388 in Franklin. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Brownsville and 91 in Franklin. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,100 in Brownsville and $118,200 in Franklin. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,467 and $85,036 respectively. Franklin residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Brownsville vs $2,758/month in Franklin. In Brownsville, median rent of $875/mo fits within this budget. In Franklin, median rent of $1,850/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 172 index points — focus your budget analysis there.

Frequently Asked Questions

Brownsville is 46.0% more affordable overall with an index of 75 vs 139.
A $75,000 salary in Brownsville has equivalent purchasing power to approximately $139,000 in Franklin, based on the cost of living difference.
Brownsville's housing index is 58 with median homes at $155,000, while Franklin's is 230 with median homes at $750,000.

Moving & Relocation Resources

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