City Comparison

Brownsville vs Fort Wayne

Cost of Living Comparison · 2026

Brownsville

Texas
75
Very Affordable
$155,000
Median Home
$875/mo
Median Rent
$52,100
Median Income

Fort Wayne

Indiana
82
Very Affordable
$195,000
Median Home
$950/mo
Median Rent
$54,600
Median Income

The Verdict

8.5%

The cost gap between these cities is 8.5%, with Brownsville being the more affordable option. A $75,000 income in Brownsville has equivalent purchasing power to $82,000 in Fort Wayne.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Brownsville
57
Fort Wayne
Groceries
87
Brownsville
99
Fort Wayne
Utilities
79
Brownsville
93
Fort Wayne
Transportation
84
Brownsville
101
Fort Wayne
Healthcare
92
Brownsville
96
Fort Wayne

Salary Equivalence

A $75,000 salary in Brownsville has the same purchasing power as $82,000 in Fort Wayne.

Conversely, $75,000 in Fort Wayne equals $68,598 in Brownsville.

Living in Brownsville vs Fort Wayne

Housing Costs

Brownsville's housing index of 58 is higher Fort Wayne's 57, translating to median home prices of $155,000 vs $195,000. The $40,000 difference in home prices means roughly $2,604 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Brownsville compared to $950/mo in Fort Wayne, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 87 in Brownsville and 99 in Fort Wayne. A household spending the national average of $475/month on groceries would pay approximately $413/month in Brownsville vs $470/month in Fort Wayne. Brownsville offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 79 in Brownsville and 93 in Fort Wayne. Monthly utility bills average approximately $316 in Brownsville vs $372 in Fort Wayne. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Brownsville and 96 in Fort Wayne. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,100 in Brownsville and $54,600 in Fort Wayne. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,467 and $66,585 respectively. Brownsville residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Brownsville vs $1,274/month in Fort Wayne. In Brownsville, median rent of $875/mo fits within this budget. In Fort Wayne, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 17 index points — focus your budget analysis there.

Frequently Asked Questions

Brownsville is 8.5% more affordable overall with an index of 75 vs 82.
A $75,000 salary in Brownsville has equivalent purchasing power to approximately $82,000 in Fort Wayne, based on the cost of living difference.
Brownsville's housing index is 58 with median homes at $155,000, while Fort Wayne's is 57 with median homes at $195,000.

Moving & Relocation Resources

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