City Comparison

Brownsville vs Fort Collins

Cost of Living Comparison · 2026

Brownsville

Texas
75
Very Affordable
$155,000
Median Home
$875/mo
Median Rent
$52,100
Median Income

Fort Collins

Colorado
116
Above Average
$531,000
Median Home
$1,625/mo
Median Rent
$74,800
Median Income

The Verdict

35.3%

The cost gap between these cities is 35.3%, with Brownsville being the more affordable option. A $75,000 income in Brownsville has equivalent purchasing power to $116,000 in Fort Collins.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Brownsville
142
Fort Collins
Groceries
87
Brownsville
100
Fort Collins
Utilities
79
Brownsville
87
Fort Collins
Transportation
84
Brownsville
108
Fort Collins
Healthcare
92
Brownsville
97
Fort Collins

Salary Equivalence

A $75,000 salary in Brownsville has the same purchasing power as $116,000 in Fort Collins.

Conversely, $75,000 in Fort Collins equals $48,491 in Brownsville.

Living in Brownsville vs Fort Collins

Housing Costs

Brownsville's housing index of 58 is lower Fort Collins's 142, translating to median home prices of $155,000 vs $531,000. The $376,000 difference in home prices means roughly $24,444 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Brownsville compared to $1,625/mo in Fort Collins, a monthly difference of $750.

Grocery & Food Costs

Grocery expenses index at 87 in Brownsville and 100 in Fort Collins. A household spending the national average of $475/month on groceries would pay approximately $413/month in Brownsville vs $475/month in Fort Collins. Brownsville offers a meaningful advantage on everyday food costs, saving roughly $744/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 79 in Brownsville and 87 in Fort Collins. Monthly utility bills average approximately $316 in Brownsville vs $348 in Fort Collins. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Brownsville and 97 in Fort Collins. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,100 in Brownsville and $74,800 in Fort Collins. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,467 and $64,483 respectively. Brownsville residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Brownsville vs $1,745/month in Fort Collins. In Brownsville, median rent of $875/mo fits within this budget. In Fort Collins, median rent of $1,625/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 84 index points — focus your budget analysis there.

Frequently Asked Questions

Brownsville is 35.3% more affordable overall with an index of 75 vs 116.
A $75,000 salary in Brownsville has equivalent purchasing power to approximately $116,000 in Fort Collins, based on the cost of living difference.
Brownsville's housing index is 58 with median homes at $155,000, while Fort Collins's is 142 with median homes at $531,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases