City Comparison

Brownsville vs Fargo

Cost of Living Comparison · 2026

Brownsville

Texas
75
Very Affordable
$155,000
Median Home
$875/mo
Median Rent
$52,100
Median Income

Fargo

North Dakota
93
Below Average
$260,000
Median Home
$1,000/mo
Median Rent
$55,218
Median Income

The Verdict

19.4%

Living in Brownsville costs 19.4% less than Fargo. To match the purchasing power of a $75,000 salary in Brownsville, you would need $93,000 in Fargo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Brownsville
80
Fargo
Groceries
87
Brownsville
98
Fargo
Utilities
79
Brownsville
92
Fargo
Transportation
84
Brownsville
99
Fargo
Healthcare
92
Brownsville
105
Fargo

Salary Equivalence

A $75,000 salary in Brownsville has the same purchasing power as $93,000 in Fargo.

Conversely, $75,000 in Fargo equals $60,484 in Brownsville.

Living in Brownsville vs Fargo

Housing Costs

Brownsville's housing index of 58 is lower Fargo's 80, translating to median home prices of $155,000 vs $260,000. The $105,000 difference in home prices means roughly $6,828 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Brownsville compared to $1,000/mo in Fargo, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 87 in Brownsville and 98 in Fargo. A household spending the national average of $475/month on groceries would pay approximately $413/month in Brownsville vs $466/month in Fargo. Brownsville offers a meaningful advantage on everyday food costs, saving roughly $636/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 79 in Brownsville and 92 in Fargo. Monthly utility bills average approximately $316 in Brownsville vs $368 in Fargo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Brownsville and 105 in Fargo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,100 in Brownsville and $55,218 in Fargo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,467 and $59,374 respectively. Brownsville residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Brownsville vs $1,288/month in Fargo. In Brownsville, median rent of $875/mo fits within this budget. In Fargo, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

Brownsville is 19.4% more affordable overall with an index of 75 vs 93.
A $75,000 salary in Brownsville has equivalent purchasing power to approximately $93,000 in Fargo, based on the cost of living difference.
Brownsville's housing index is 58 with median homes at $155,000, while Fargo's is 80 with median homes at $260,000.

Moving & Relocation Resources

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