Brooklyn vs Rockford
Cost of Living Comparison · 2026
Brooklyn
Rockford
The Verdict
The cost gap between these cities is 146.8%, with Rockford being the more affordable option. A $75,000 income in Brooklyn has equivalent purchasing power to $30,385 in Rockford.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Brooklyn has the same purchasing power as $30,385 in Rockford.
Conversely, $75,000 in Rockford equals $185,127 in Brooklyn.
Living in Brooklyn vs Rockford
Housing Costs
Brooklyn's housing index of 325 is higher Rockford's 52, translating to median home prices of $780,000 vs $155,000. The $625,000 difference in home prices means roughly $40,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,900/mo in Brooklyn compared to $950/mo in Rockford, a monthly difference of $1,950.
Grocery & Food Costs
Grocery expenses index at 108 in Brooklyn and 99 in Rockford. A household spending the national average of $475/month on groceries would pay approximately $513/month in Brooklyn vs $470/month in Rockford. Rockford offers a meaningful advantage on everyday food costs, saving roughly $516/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 135 in Brooklyn and 92 in Rockford. Monthly utility bills average approximately $540 in Brooklyn vs $368 in Rockford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 108 in Brooklyn and 106 in Rockford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $65,294 in Brooklyn and $53,300 in Rockford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $33,484 and $67,468 respectively. Rockford residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,524/month to housing in Brooklyn vs $1,244/month in Rockford. In Brooklyn, median rent of $2,900/mo exceeds this threshold, suggesting renters may feel stretched. In Rockford, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 273 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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