๐Ÿ“Š Cost of Living Comparison

Brooklyn vs Raleigh

Side-by-side cost of living comparison for 2026

Brooklyn

New York
195
Very Expensive
$780,000
Median Home
$2,900/mo
Median Rent
$65,294
Median Income

Raleigh

North Carolina
102
Average
$370,000
Median Home
$1,500/mo
Median Rent
$67,266
Median Income

๐Ÿ’ก The Verdict

48% cheaper
Raleigh is 48% more affordable than Brooklyn. A $75,000 salary in Brooklyn is equivalent to $39,231 in Raleigh.

Category-by-Category Breakdown

Index values shown. National average = 100. Lower is cheaper.

Housing
325
Brooklyn
107
Raleigh
Groceries
108
Brooklyn
100
Raleigh
Utilities
135
Brooklyn
94
Raleigh
Transportation
108
Brooklyn
100
Raleigh
Healthcare
108
Brooklyn
108
Raleigh

๐Ÿ’ฐ Salary Equivalence

To maintain the same standard of living:

$39,231
$75K in Brooklyn โ†’ Raleigh
$143,382
$75K in Raleigh โ†’ Brooklyn

See exact take-home pay: New York salaries ยท North Carolina salaries

Living in Brooklyn vs Raleigh

Housing is typically the biggest factor in any cost-of-living comparison. Brooklyn has a housing index of 325 while Raleigh sits at 107 (national average = 100). The median home in Brooklyn costs $780,000 compared to $370,000 in Raleigh, a difference of $410,000. Monthly rent follows a similar pattern: $2,900 in Brooklyn versus $1,500 in Raleigh.

Groceries and everyday expenses show a notable difference: Brooklyn scores 108 while Raleigh scores 100.

Healthcare costs in Brooklyn (108) match Raleigh (108).

Median household income in Brooklyn is $65,294 compared to $67,266 in Raleigh. When adjusted for cost of living, income goes further in Raleigh.

Relocating: Brooklyn vs Raleigh

If you are considering a move between Brooklyn (index: 195) and Raleigh (index: 102), the 48% cost difference has real implications for your budget. Raleigh is the more affordable option, but the right choice depends on your income, career opportunities, and lifestyle priorities.

Housing budget reality: Using the 28% rule (spending no more than 28% of gross income on housing), the median household in Brooklyn can afford $1,524/month, while the median household in Raleigh can afford $1,570/month. With median homes at $780,000 in Brooklyn versus $370,000 in Raleigh, the higher-cost city presents significant affordability challenges.

Renting vs buying: At $2,900/month in Brooklyn and $1,500/month in Raleigh, renters save significantly in Raleigh. The rent-to-own ratio in each city determines whether renting or buying offers better value for your situation.

Income adjustment: A $75,000 salary goes significantly further in Raleigh. Before accepting a job in either city, use the salary equivalence data above to understand what you would need to earn to maintain your current standard of living.

Reading These Numbers: Brooklyn (195) vs Raleigh (102)

The cost of living index uses 100 as the national average. Brooklyn at 195 is 95% above the US average, while Raleigh at 102 is 2% above average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.

The overall index is a weighted average of housing (the largest component), groceries, utilities, transportation, and healthcare. Housing typically drives the biggest differences between cities. Even when two cities have similar overall indices, their category-level costs can vary significantly โ€” one city might have expensive housing but cheap groceries, while another is the reverse. Check the category breakdown above for the full picture.

For renters: With median rents of $2,900/month in Brooklyn and $1,500/month in Raleigh, the annual rent difference is approximately $16,800. Over a 5-year period, that compounds to $84,000 in savings by choosing the more affordable city.

For homebuyers: The $410,000 difference in median home prices between Brooklyn and Raleigh translates to roughly $24,600 per month in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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