City Comparison

Brooklyn vs Irving

Cost of Living Comparison · 2026

Brooklyn

New York
195
Very Expensive
$780,000
Median Home
$2,900/mo
Median Rent
$65,294
Median Income

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

The Verdict

95.0%

Living in Irving costs 95.0% less than Brooklyn. To match the purchasing power of a $75,000 salary in Brooklyn, you would need $38,462 in Irving.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
325
Brooklyn
94
Irving
Groceries
108
Brooklyn
99
Irving
Utilities
135
Brooklyn
111
Irving
Transportation
108
Brooklyn
97
Irving
Healthcare
108
Brooklyn
103
Irving

Salary Equivalence

A $75,000 salary in Brooklyn has the same purchasing power as $38,462 in Irving.

Conversely, $75,000 in Irving equals $146,250 in Brooklyn.

Living in Brooklyn vs Irving

Housing Costs

Brooklyn's housing index of 325 is higher Irving's 94, translating to median home prices of $780,000 vs $318,000. The $462,000 difference in home prices means roughly $30,036 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,900/mo in Brooklyn compared to $1,350/mo in Irving, a monthly difference of $1,550.

Grocery & Food Costs

Grocery expenses index at 108 in Brooklyn and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $513/month in Brooklyn vs $470/month in Irving. Irving offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 135 in Brooklyn and 111 in Irving. Monthly utility bills average approximately $540 in Brooklyn vs $444 in Irving. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 108 in Brooklyn and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $65,294 in Brooklyn and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $33,484 and $73,400 respectively. Irving residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,524/month to housing in Brooklyn vs $1,713/month in Irving. In Brooklyn, median rent of $2,900/mo exceeds this threshold, suggesting renters may feel stretched. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 231 index points — focus your budget analysis there.

Frequently Asked Questions

Irving is 95.0% more affordable overall with an index of 100 vs 195.
A $75,000 salary in Brooklyn has equivalent purchasing power to approximately $38,462 in Irving, based on the cost of living difference.
Brooklyn's housing index is 325 with median homes at $780,000, while Irving's is 94 with median homes at $318,000.

Moving & Relocation Resources

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