Side-by-side cost of living comparison for 2026
9% cheaper
Cambridge is 9% more affordable than Brooklyn. A $75,000 salary in Brooklyn is equivalent to $68,462 in Cambridge.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: New York salaries · Massachusetts salaries
Housing is typically the biggest factor in any cost-of-living comparison. Brooklyn has a housing index of 325 while Cambridge sits at 280 (national average = 100). The median home in Brooklyn costs $780,000 compared to $890,000 in Cambridge, a difference of $110,000. Monthly rent follows a similar pattern: $2,900 in Brooklyn versus $3,100 in Cambridge.
Groceries and everyday expenses show a narrower gap: Brooklyn scores 108 while Cambridge scores 110.
Healthcare costs in Brooklyn (108) are lower than Cambridge (118).
Median household income in Brooklyn is $65,294 compared to $103,154 in Cambridge. When adjusted for cost of living, income goes further in Cambridge.
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