City Comparison

Bowling Green vs Waco

Cost of Living Comparison · 2026

Bowling Green

Kentucky
85
Very Affordable
$266,000
Median Home
$900/mo
Median Rent
$48,900
Median Income

Waco

Texas
83
Very Affordable
$230,000
Median Home
$1,050/mo
Median Rent
$49,500
Median Income

The Verdict

2.4%

Waco is 2.4% less expensive than Bowling Green overall. A household earning $75,000 in Bowling Green would need approximately $73,235 in Waco to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
71
Bowling Green
63
Waco
Groceries
95
Bowling Green
95
Waco
Utilities
109
Bowling Green
97
Waco
Transportation
80
Bowling Green
89
Waco
Healthcare
87
Bowling Green
93
Waco

Salary Equivalence

A $75,000 salary in Bowling Green has the same purchasing power as $73,235 in Waco.

Conversely, $75,000 in Waco equals $76,807 in Bowling Green.

Living in Bowling Green vs Waco

Housing Costs

Bowling Green's housing index of 71 is higher Waco's 63, translating to median home prices of $266,000 vs $230,000. The $36,000 difference in home prices means roughly $2,340 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Bowling Green compared to $1,050/mo in Waco, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 95 in Bowling Green and 95 in Waco. A household spending the national average of $475/month on groceries would pay approximately $451/month in Bowling Green vs $451/month in Waco. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Bowling Green and 97 in Waco. Monthly utility bills average approximately $436 in Bowling Green vs $388 in Waco. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 87 in Bowling Green and 93 in Waco. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,900 in Bowling Green and $49,500 in Waco. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,529 and $59,639 respectively. Waco residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,141/month to housing in Bowling Green vs $1,155/month in Waco. In Bowling Green, median rent of $900/mo fits within this budget. In Waco, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

Waco is 2.4% more affordable overall with an index of 83 vs 85.
A $75,000 salary in Bowling Green has equivalent purchasing power to approximately $73,235 in Waco, based on the cost of living difference.
Bowling Green's housing index is 71 with median homes at $266,000, while Waco's is 63 with median homes at $230,000.

Moving & Relocation Resources

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