City Comparison

Bowling Green vs Surprise

Cost of Living Comparison · 2026

Bowling Green

Kentucky
85
Very Affordable
$266,000
Median Home
$900/mo
Median Rent
$48,900
Median Income

Surprise

Arizona
103
Average
$419,000
Median Home
$1,575/mo
Median Rent
$85,500
Median Income

The Verdict

17.5%

Living in Bowling Green costs 17.5% less than Surprise. To match the purchasing power of a $75,000 salary in Bowling Green, you would need $90,882 in Surprise.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
71
Bowling Green
105
Surprise
Groceries
95
Bowling Green
100
Surprise
Utilities
109
Bowling Green
102
Surprise
Transportation
80
Bowling Green
106
Surprise
Healthcare
87
Bowling Green
97
Surprise

Salary Equivalence

A $75,000 salary in Bowling Green has the same purchasing power as $90,882 in Surprise.

Conversely, $75,000 in Surprise equals $61,893 in Bowling Green.

Living in Bowling Green vs Surprise

Housing Costs

Bowling Green's housing index of 71 is lower Surprise's 105, translating to median home prices of $266,000 vs $419,000. The $153,000 difference in home prices means roughly $9,948 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Bowling Green compared to $1,575/mo in Surprise, a monthly difference of $675.

Grocery & Food Costs

Grocery expenses index at 95 in Bowling Green and 100 in Surprise. A household spending the national average of $475/month on groceries would pay approximately $451/month in Bowling Green vs $475/month in Surprise. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Bowling Green and 102 in Surprise. Monthly utility bills average approximately $436 in Bowling Green vs $408 in Surprise. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 87 in Bowling Green and 97 in Surprise. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $48,900 in Bowling Green and $85,500 in Surprise. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,529 and $83,010 respectively. Surprise residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,141/month to housing in Bowling Green vs $1,995/month in Surprise. In Bowling Green, median rent of $900/mo fits within this budget. In Surprise, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 34 index points — focus your budget analysis there.

Frequently Asked Questions

Bowling Green is 17.5% more affordable overall with an index of 85 vs 103.
A $75,000 salary in Bowling Green has equivalent purchasing power to approximately $90,882 in Surprise, based on the cost of living difference.
Bowling Green's housing index is 71 with median homes at $266,000, while Surprise's is 105 with median homes at $419,000.

Moving & Relocation Resources

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