City Comparison

Bowling Green vs McKinney

Cost of Living Comparison · 2026

Bowling Green

Kentucky
85
Very Affordable
$266,000
Median Home
$900/mo
Median Rent
$48,900
Median Income

McKinney

Texas
112
Above Average
$472,000
Median Home
$1,900/mo
Median Rent
$124,200
Median Income

The Verdict

24.1%

The cost gap between these cities is 24.1%, with Bowling Green being the more affordable option. A $75,000 income in Bowling Green has equivalent purchasing power to $98,824 in McKinney.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
71
Bowling Green
140
McKinney
Groceries
95
Bowling Green
97
McKinney
Utilities
109
Bowling Green
113
McKinney
Transportation
80
Bowling Green
85
McKinney
Healthcare
87
Bowling Green
129
McKinney

Salary Equivalence

A $75,000 salary in Bowling Green has the same purchasing power as $98,824 in McKinney.

Conversely, $75,000 in McKinney equals $56,920 in Bowling Green.

Living in Bowling Green vs McKinney

Housing Costs

Bowling Green's housing index of 71 is lower McKinney's 140, translating to median home prices of $266,000 vs $472,000. The $206,000 difference in home prices means roughly $13,392 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Bowling Green compared to $1,900/mo in McKinney, a monthly difference of $1,000.

Grocery & Food Costs

Grocery expenses index at 95 in Bowling Green and 97 in McKinney. A household spending the national average of $475/month on groceries would pay approximately $451/month in Bowling Green vs $461/month in McKinney. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Bowling Green and 113 in McKinney. Monthly utility bills average approximately $436 in Bowling Green vs $452 in McKinney. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 87 in Bowling Green and 129 in McKinney. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 42-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $48,900 in Bowling Green and $124,200 in McKinney. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,529 and $110,893 respectively. McKinney residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,141/month to housing in Bowling Green vs $2,898/month in McKinney. In Bowling Green, median rent of $900/mo fits within this budget. In McKinney, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 69 index points — focus your budget analysis there.

Frequently Asked Questions

Bowling Green is 24.1% more affordable overall with an index of 85 vs 112.
A $75,000 salary in Bowling Green has equivalent purchasing power to approximately $98,824 in McKinney, based on the cost of living difference.
Bowling Green's housing index is 71 with median homes at $266,000, while McKinney's is 140 with median homes at $472,000.

Moving & Relocation Resources

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