City Comparison

Bowling Green vs Fort Smith

Cost of Living Comparison · 2026

Bowling Green

Kentucky
85
Very Affordable
$266,000
Median Home
$900/mo
Median Rent
$48,900
Median Income

Fort Smith

Arkansas
77
Very Affordable
$155,000
Median Home
$775/mo
Median Rent
$45,200
Median Income

The Verdict

10.4%

Living in Fort Smith costs 10.4% less than Bowling Green. To match the purchasing power of a $75,000 salary in Bowling Green, you would need $67,941 in Fort Smith.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
71
Bowling Green
49
Fort Smith
Groceries
95
Bowling Green
92
Fort Smith
Utilities
109
Bowling Green
95
Fort Smith
Transportation
80
Bowling Green
90
Fort Smith
Healthcare
87
Bowling Green
88
Fort Smith

Salary Equivalence

A $75,000 salary in Bowling Green has the same purchasing power as $67,941 in Fort Smith.

Conversely, $75,000 in Fort Smith equals $82,792 in Bowling Green.

Living in Bowling Green vs Fort Smith

Housing Costs

Bowling Green's housing index of 71 is higher Fort Smith's 49, translating to median home prices of $266,000 vs $155,000. The $111,000 difference in home prices means roughly $7,212 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Bowling Green compared to $775/mo in Fort Smith, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 95 in Bowling Green and 92 in Fort Smith. A household spending the national average of $475/month on groceries would pay approximately $451/month in Bowling Green vs $437/month in Fort Smith. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Bowling Green and 95 in Fort Smith. Monthly utility bills average approximately $436 in Bowling Green vs $380 in Fort Smith. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 87 in Bowling Green and 88 in Fort Smith. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,900 in Bowling Green and $45,200 in Fort Smith. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,529 and $58,701 respectively. Fort Smith residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,141/month to housing in Bowling Green vs $1,055/month in Fort Smith. In Bowling Green, median rent of $900/mo fits within this budget. In Fort Smith, median rent of $775/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Smith is 10.4% more affordable overall with an index of 77 vs 85.
A $75,000 salary in Bowling Green has equivalent purchasing power to approximately $67,941 in Fort Smith, based on the cost of living difference.
Bowling Green's housing index is 71 with median homes at $266,000, while Fort Smith's is 49 with median homes at $155,000.

Moving & Relocation Resources

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