City Comparison

Bowling Green vs Duluth

Cost of Living Comparison · 2026

Bowling Green

Kentucky
85
Very Affordable
$266,000
Median Home
$900/mo
Median Rent
$48,900
Median Income

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

The Verdict

0.0%

Bowling Green is 0.0% less expensive than Duluth overall. A household earning $75,000 in Bowling Green would need approximately $75,000 in Duluth to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
71
Bowling Green
88
Duluth
Groceries
95
Bowling Green
99
Duluth
Utilities
109
Bowling Green
94
Duluth
Transportation
80
Bowling Green
100
Duluth
Healthcare
87
Bowling Green
123
Duluth

Salary Equivalence

A $75,000 salary in Bowling Green has the same purchasing power as $75,000 in Duluth.

Conversely, $75,000 in Duluth equals $75,000 in Bowling Green.

Living in Bowling Green vs Duluth

Housing Costs

Bowling Green's housing index of 71 is lower Duluth's 88, translating to median home prices of $266,000 vs $268,000. The $2,000 difference in home prices means roughly $132 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Bowling Green compared to $1,025/mo in Duluth, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 95 in Bowling Green and 99 in Duluth. A household spending the national average of $475/month on groceries would pay approximately $451/month in Bowling Green vs $470/month in Duluth. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Bowling Green and 94 in Duluth. Monthly utility bills average approximately $436 in Bowling Green vs $376 in Duluth. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 87 in Bowling Green and 123 in Duluth. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 36-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $48,900 in Bowling Green and $68,800 in Duluth. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,529 and $80,941 respectively. Duluth residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,141/month to housing in Bowling Green vs $1,605/month in Duluth. In Bowling Green, median rent of $900/mo fits within this budget. In Duluth, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

Bowling Green is 0.0% more affordable overall with an index of 85 vs 85.
A $75,000 salary in Bowling Green has equivalent purchasing power to approximately $75,000 in Duluth, based on the cost of living difference.
Bowling Green's housing index is 71 with median homes at $266,000, while Duluth's is 88 with median homes at $268,000.

Moving & Relocation Resources

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