Side-by-side cost of living comparison for 2026
28% cheaper
Springfield is 28% more affordable than Boulder. A $75,000 salary in Boulder is equivalent to $54,223 in Springfield.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Colorado salaries · Massachusetts salaries
Housing is typically the biggest factor in any cost-of-living comparison. Boulder has a housing index of 230 while Springfield sits at 106 (national average = 100). The median home in Boulder costs $750,000 compared to $230,000 in Springfield, a difference of $520,000. Monthly rent follows a similar pattern: $2,300 in Boulder versus $1,200 in Springfield.
Groceries and everyday expenses show a narrower gap: Boulder scores 107 while Springfield scores 104.
Healthcare costs in Boulder (104) are lower than Springfield (114).
Median household income in Boulder is $73,123 compared to $41,612 in Springfield. When adjusted for cost of living, income goes further in Springfield.
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