Boulder vs Irving
Cost of Living Comparison · 2026
Boulder
Irving
The Verdict
The cost gap between these cities is 48.0%, with Irving being the more affordable option. A $75,000 income in Boulder has equivalent purchasing power to $50,676 in Irving.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Boulder has the same purchasing power as $50,676 in Irving.
Conversely, $75,000 in Irving equals $111,000 in Boulder.
Living in Boulder vs Irving
Housing Costs
Boulder's housing index of 230 is higher Irving's 94, translating to median home prices of $750,000 vs $318,000. The $432,000 difference in home prices means roughly $28,080 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,300/mo in Boulder compared to $1,350/mo in Irving, a monthly difference of $950.
Grocery & Food Costs
Grocery expenses index at 107 in Boulder and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $508/month in Boulder vs $470/month in Irving. Irving offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Boulder and 111 in Irving. Monthly utility bills average approximately $376 in Boulder vs $444 in Irving. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 104 in Boulder and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $73,123 in Boulder and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,407 and $73,400 respectively. Irving residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,706/month to housing in Boulder vs $1,713/month in Irving. In Boulder, median rent of $2,300/mo exceeds this threshold, suggesting renters may feel stretched. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 136 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases