City Comparison

Boulder vs Fort Wayne

Cost of Living Comparison · 2026

Boulder

Colorado
148
Expensive
$750,000
Median Home
$2,300/mo
Median Rent
$73,123
Median Income

Fort Wayne

Indiana
82
Very Affordable
$195,000
Median Home
$950/mo
Median Rent
$54,600
Median Income

The Verdict

80.5%

Living in Fort Wayne costs 80.5% less than Boulder. To match the purchasing power of a $75,000 salary in Boulder, you would need $41,554 in Fort Wayne.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
230
Boulder
57
Fort Wayne
Groceries
107
Boulder
99
Fort Wayne
Utilities
94
Boulder
93
Fort Wayne
Transportation
103
Boulder
101
Fort Wayne
Healthcare
104
Boulder
96
Fort Wayne

Salary Equivalence

A $75,000 salary in Boulder has the same purchasing power as $41,554 in Fort Wayne.

Conversely, $75,000 in Fort Wayne equals $135,366 in Boulder.

Living in Boulder vs Fort Wayne

Housing Costs

Boulder's housing index of 230 is higher Fort Wayne's 57, translating to median home prices of $750,000 vs $195,000. The $555,000 difference in home prices means roughly $36,072 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,300/mo in Boulder compared to $950/mo in Fort Wayne, a monthly difference of $1,350.

Grocery & Food Costs

Grocery expenses index at 107 in Boulder and 99 in Fort Wayne. A household spending the national average of $475/month on groceries would pay approximately $508/month in Boulder vs $470/month in Fort Wayne. Fort Wayne offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Boulder and 93 in Fort Wayne. Monthly utility bills average approximately $376 in Boulder vs $372 in Fort Wayne. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Boulder and 96 in Fort Wayne. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $73,123 in Boulder and $54,600 in Fort Wayne. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,407 and $66,585 respectively. Fort Wayne residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,706/month to housing in Boulder vs $1,274/month in Fort Wayne. In Boulder, median rent of $2,300/mo exceeds this threshold, suggesting renters may feel stretched. In Fort Wayne, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 173 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Wayne is 80.5% more affordable overall with an index of 82 vs 148.
A $75,000 salary in Boulder has equivalent purchasing power to approximately $41,554 in Fort Wayne, based on the cost of living difference.
Boulder's housing index is 230 with median homes at $750,000, while Fort Wayne's is 57 with median homes at $195,000.

Moving & Relocation Resources

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