Boston vs St George
Cost of Living Comparison · 2026
Boston
St George
The Verdict
The cost gap between these cities is 47.3%, with St George being the more affordable option. A $75,000 income in Boston has equivalent purchasing power to $50,926 in St George.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Boston has the same purchasing power as $50,926 in St George.
Conversely, $75,000 in St George equals $110,455 in Boston.
Living in Boston vs St George
Housing Costs
Boston's housing index of 242 is higher St George's 144, translating to median home prices of $620,000 vs $550,000. The $70,000 difference in home prices means roughly $4,548 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,800/mo in Boston compared to $1,525/mo in St George, a monthly difference of $1,275.
Grocery & Food Costs
Grocery expenses index at 108 in Boston and 100 in St George. A household spending the national average of $475/month on groceries would pay approximately $513/month in Boston vs $475/month in St George. St George offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 126 in Boston and 87 in St George. Monthly utility bills average approximately $504 in Boston vs $348 in St George. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 118 in Boston and 96 in St George. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $76,298 in Boston and $72,400 in St George. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,098 and $65,818 respectively. St George residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,780/month to housing in Boston vs $1,689/month in St George. In Boston, median rent of $2,800/mo exceeds this threshold, suggesting renters may feel stretched. In St George, median rent of $1,525/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 98 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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