City Comparison

Boston vs Round Rock

Cost of Living Comparison · 2026

Boston

Massachusetts
162
Very Expensive
$620,000
Median Home
$2,800/mo
Median Rent
$76,298
Median Income

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

The Verdict

60.4%

The cost gap between these cities is 60.4%, with Round Rock being the more affordable option. A $75,000 income in Boston has equivalent purchasing power to $46,759 in Round Rock.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
242
Boston
92
Round Rock
Groceries
108
Boston
96
Round Rock
Utilities
126
Boston
109
Round Rock
Transportation
107
Boston
99
Round Rock
Healthcare
118
Boston
96
Round Rock

Salary Equivalence

A $75,000 salary in Boston has the same purchasing power as $46,759 in Round Rock.

Conversely, $75,000 in Round Rock equals $120,297 in Boston.

Living in Boston vs Round Rock

Housing Costs

Boston's housing index of 242 is higher Round Rock's 92, translating to median home prices of $620,000 vs $413,000. The $207,000 difference in home prices means roughly $13,452 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,800/mo in Boston compared to $1,400/mo in Round Rock, a monthly difference of $1,400.

Grocery & Food Costs

Grocery expenses index at 108 in Boston and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $513/month in Boston vs $456/month in Round Rock. Round Rock offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 126 in Boston and 109 in Round Rock. Monthly utility bills average approximately $504 in Boston vs $436 in Round Rock. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Boston and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $76,298 in Boston and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,098 and $99,505 respectively. Round Rock residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,780/month to housing in Boston vs $2,345/month in Round Rock. In Boston, median rent of $2,800/mo exceeds this threshold, suggesting renters may feel stretched. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 150 index points — focus your budget analysis there.

Frequently Asked Questions

Round Rock is 60.4% more affordable overall with an index of 101 vs 162.
A $75,000 salary in Boston has equivalent purchasing power to approximately $46,759 in Round Rock, based on the cost of living difference.
Boston's housing index is 242 with median homes at $620,000, while Round Rock's is 92 with median homes at $413,000.

Moving & Relocation Resources

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