City Comparison

Boston vs Port St Lucie

Cost of Living Comparison · 2026

Boston

Massachusetts
162
Very Expensive
$620,000
Median Home
$2,800/mo
Median Rent
$76,298
Median Income

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

The Verdict

63.6%

The cost gap between these cities is 63.6%, with Port St Lucie being the more affordable option. A $75,000 income in Boston has equivalent purchasing power to $45,833 in Port St Lucie.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
242
Boston
103
Port St Lucie
Groceries
108
Boston
102
Port St Lucie
Utilities
126
Boston
93
Port St Lucie
Transportation
107
Boston
102
Port St Lucie
Healthcare
118
Boston
96
Port St Lucie

Salary Equivalence

A $75,000 salary in Boston has the same purchasing power as $45,833 in Port St Lucie.

Conversely, $75,000 in Port St Lucie equals $122,727 in Boston.

Living in Boston vs Port St Lucie

Housing Costs

Boston's housing index of 242 is higher Port St Lucie's 103, translating to median home prices of $620,000 vs $384,000. The $236,000 difference in home prices means roughly $15,336 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,800/mo in Boston compared to $1,800/mo in Port St Lucie, a monthly difference of $1,000.

Grocery & Food Costs

Grocery expenses index at 108 in Boston and 102 in Port St Lucie. A household spending the national average of $475/month on groceries would pay approximately $513/month in Boston vs $485/month in Port St Lucie. Port St Lucie offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 126 in Boston and 93 in Port St Lucie. Monthly utility bills average approximately $504 in Boston vs $372 in Port St Lucie. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Boston and 96 in Port St Lucie. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $76,298 in Boston and $81,100 in Port St Lucie. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,098 and $81,919 respectively. Port St Lucie residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,780/month to housing in Boston vs $1,892/month in Port St Lucie. In Boston, median rent of $2,800/mo exceeds this threshold, suggesting renters may feel stretched. In Port St Lucie, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 139 index points — focus your budget analysis there.

Frequently Asked Questions

Port St Lucie is 63.6% more affordable overall with an index of 99 vs 162.
A $75,000 salary in Boston has equivalent purchasing power to approximately $45,833 in Port St Lucie, based on the cost of living difference.
Boston's housing index is 242 with median homes at $620,000, while Port St Lucie's is 103 with median homes at $384,000.

Moving & Relocation Resources

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