Side-by-side cost of living comparison for 2026
38% cheaper
Phoenix is 38% more affordable than Boston. A $75,000 salary in Boston is equivalent to $46,296 in Phoenix.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Massachusetts salaries · Arizona salaries
Housing is typically the biggest factor in any cost-of-living comparison. Boston has a housing index of 242 while Phoenix sits at 102 (national average = 100). The median home in Boston costs $620,000 compared to $350,000 in Phoenix, a difference of $270,000. Monthly rent follows a similar pattern: $2,800 in Boston versus $1,400 in Phoenix.
Groceries and everyday expenses show a notable difference: Boston scores 108 while Phoenix scores 99.
Healthcare costs in Boston (118) are higher than Phoenix (95).
Median household income in Boston is $76,298 compared to $57,459 in Phoenix. When adjusted for cost of living, income goes further in Phoenix.
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