City Comparison

Boston vs North Charleston

Cost of Living Comparison · 2026

Boston

Massachusetts
162
Very Expensive
$620,000
Median Home
$2,800/mo
Median Rent
$76,298
Median Income

North Charleston

South Carolina
102
Average
$347,000
Median Home
$1,525/mo
Median Rent
$61,400
Median Income

The Verdict

58.8%

The cost gap between these cities is 58.8%, with North Charleston being the more affordable option. A $75,000 income in Boston has equivalent purchasing power to $47,222 in North Charleston.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
242
Boston
102
North Charleston
Groceries
108
Boston
101
North Charleston
Utilities
126
Boston
120
North Charleston
Transportation
107
Boston
91
North Charleston
Healthcare
118
Boston
86
North Charleston

Salary Equivalence

A $75,000 salary in Boston has the same purchasing power as $47,222 in North Charleston.

Conversely, $75,000 in North Charleston equals $119,118 in Boston.

Living in Boston vs North Charleston

Housing Costs

Boston's housing index of 242 is higher North Charleston's 102, translating to median home prices of $620,000 vs $347,000. The $273,000 difference in home prices means roughly $17,748 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,800/mo in Boston compared to $1,525/mo in North Charleston, a monthly difference of $1,275.

Grocery & Food Costs

Grocery expenses index at 108 in Boston and 101 in North Charleston. A household spending the national average of $475/month on groceries would pay approximately $513/month in Boston vs $480/month in North Charleston. North Charleston offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 126 in Boston and 120 in North Charleston. Monthly utility bills average approximately $504 in Boston vs $480 in North Charleston. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 118 in Boston and 86 in North Charleston. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 32-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $76,298 in Boston and $61,400 in North Charleston. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,098 and $60,196 respectively. North Charleston residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,780/month to housing in Boston vs $1,433/month in North Charleston. In Boston, median rent of $2,800/mo exceeds this threshold, suggesting renters may feel stretched. In North Charleston, median rent of $1,525/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 140 index points — focus your budget analysis there.

Frequently Asked Questions

North Charleston is 58.8% more affordable overall with an index of 102 vs 162.
A $75,000 salary in Boston has equivalent purchasing power to approximately $47,222 in North Charleston, based on the cost of living difference.
Boston's housing index is 242 with median homes at $620,000, while North Charleston's is 102 with median homes at $347,000.

Moving & Relocation Resources

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