Side-by-side cost of living comparison for 2026
21% cheaper
Naples is 21% more affordable than Boston. A $75,000 salary in Boston is equivalent to $59,259 in Naples.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Massachusetts salaries · Florida salaries
Housing is typically the biggest factor in any cost-of-living comparison. Boston has a housing index of 242 while Naples sits at 180 (national average = 100). The median home in Boston costs $620,000 compared to $520,000 in Naples, a difference of $100,000. Monthly rent follows a similar pattern: $2,800 in Boston versus $2,100 in Naples.
Groceries and everyday expenses show a narrower gap: Boston scores 108 while Naples scores 106.
Healthcare costs in Boston (118) are higher than Naples (98).
Median household income in Boston is $76,298 compared to $72,178 in Naples. When adjusted for cost of living, income goes further in Naples.
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