Side-by-side cost of living comparison for 2026
31% cheaper
Hartford is 31% more affordable than Boston. A $75,000 salary in Boston is equivalent to $51,852 in Hartford.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Massachusetts salaries · Connecticut salaries
Housing is typically the biggest factor in any cost-of-living comparison. Boston has a housing index of 242 while Hartford sits at 121 (national average = 100). The median home in Boston costs $620,000 compared to $215,000 in Hartford, a difference of $405,000. Monthly rent follows a similar pattern: $2,800 in Boston versus $1,200 in Hartford.
Groceries and everyday expenses show a narrower gap: Boston scores 108 while Hartford scores 106.
Healthcare costs in Boston (118) are higher than Hartford (114).
Median household income in Boston is $76,298 compared to $40,068 in Hartford. When adjusted for cost of living, income goes further in Hartford.
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