City Comparison

Boston vs Daytona Beach

Cost of Living Comparison · 2026

Boston

Massachusetts
162
Very Expensive
$620,000
Median Home
$2,800/mo
Median Rent
$76,298
Median Income

Daytona Beach

Florida
95
Below Average
$288,000
Median Home
$1,350/mo
Median Rent
$52,100
Median Income

The Verdict

70.5%

Living in Daytona Beach costs 70.5% less than Boston. To match the purchasing power of a $75,000 salary in Boston, you would need $43,981 in Daytona Beach.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
242
Boston
93
Daytona Beach
Groceries
108
Boston
104
Daytona Beach
Utilities
126
Boston
101
Daytona Beach
Transportation
107
Boston
102
Daytona Beach
Healthcare
118
Boston
99
Daytona Beach

Salary Equivalence

A $75,000 salary in Boston has the same purchasing power as $43,981 in Daytona Beach.

Conversely, $75,000 in Daytona Beach equals $127,895 in Boston.

Living in Boston vs Daytona Beach

Housing Costs

Boston's housing index of 242 is higher Daytona Beach's 93, translating to median home prices of $620,000 vs $288,000. The $332,000 difference in home prices means roughly $21,576 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,800/mo in Boston compared to $1,350/mo in Daytona Beach, a monthly difference of $1,450.

Grocery & Food Costs

Grocery expenses index at 108 in Boston and 104 in Daytona Beach. A household spending the national average of $475/month on groceries would pay approximately $513/month in Boston vs $494/month in Daytona Beach. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 126 in Boston and 101 in Daytona Beach. Monthly utility bills average approximately $504 in Boston vs $404 in Daytona Beach. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Boston and 99 in Daytona Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $76,298 in Boston and $52,100 in Daytona Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,098 and $54,842 respectively. Daytona Beach residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,780/month to housing in Boston vs $1,216/month in Daytona Beach. In Boston, median rent of $2,800/mo exceeds this threshold, suggesting renters may feel stretched. In Daytona Beach, median rent of $1,350/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 149 index points — focus your budget analysis there.

Frequently Asked Questions

Daytona Beach is 70.5% more affordable overall with an index of 95 vs 162.
A $75,000 salary in Boston has equivalent purchasing power to approximately $43,981 in Daytona Beach, based on the cost of living difference.
Boston's housing index is 242 with median homes at $620,000, while Daytona Beach's is 93 with median homes at $288,000.

Moving & Relocation Resources

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