Boston vs Daytona Beach
Cost of Living Comparison · 2026
Boston
Daytona Beach
The Verdict
Living in Daytona Beach costs 70.5% less than Boston. To match the purchasing power of a $75,000 salary in Boston, you would need $43,981 in Daytona Beach.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Boston has the same purchasing power as $43,981 in Daytona Beach.
Conversely, $75,000 in Daytona Beach equals $127,895 in Boston.
Living in Boston vs Daytona Beach
Housing Costs
Boston's housing index of 242 is higher Daytona Beach's 93, translating to median home prices of $620,000 vs $288,000. The $332,000 difference in home prices means roughly $21,576 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,800/mo in Boston compared to $1,350/mo in Daytona Beach, a monthly difference of $1,450.
Grocery & Food Costs
Grocery expenses index at 108 in Boston and 104 in Daytona Beach. A household spending the national average of $475/month on groceries would pay approximately $513/month in Boston vs $494/month in Daytona Beach. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 126 in Boston and 101 in Daytona Beach. Monthly utility bills average approximately $504 in Boston vs $404 in Daytona Beach. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 118 in Boston and 99 in Daytona Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $76,298 in Boston and $52,100 in Daytona Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,098 and $54,842 respectively. Daytona Beach residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,780/month to housing in Boston vs $1,216/month in Daytona Beach. In Boston, median rent of $2,800/mo exceeds this threshold, suggesting renters may feel stretched. In Daytona Beach, median rent of $1,350/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 149 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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