Boise vs Rock Hill
Cost of Living Comparison · 2026
Boise
Rock Hill
The Verdict
Living in Rock Hill costs 6.0% less than Boise. To match the purchasing power of a $75,000 salary in Boise, you would need $70,755 in Rock Hill.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Boise has the same purchasing power as $70,755 in Rock Hill.
Conversely, $75,000 in Rock Hill equals $79,500 in Boise.
Living in Boise vs Rock Hill
Housing Costs
Boise's housing index of 118 is higher Rock Hill's 79, translating to median home prices of $420,000 vs $305,000. The $115,000 difference in home prices means roughly $7,476 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Boise compared to $1,125/mo in Rock Hill, a monthly difference of $275.
Grocery & Food Costs
Grocery expenses index at 99 in Boise and 105 in Rock Hill. A household spending the national average of $475/month on groceries would pay approximately $470/month in Boise vs $499/month in Rock Hill. Boise offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Boise and 94 in Rock Hill. Monthly utility bills average approximately $356 in Boise vs $376 in Rock Hill. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 98 in Boise and 106 in Rock Hill. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $60,818 in Boise and $65,800 in Rock Hill. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,375 and $65,800 respectively. Rock Hill residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,419/month to housing in Boise vs $1,535/month in Rock Hill. In Boise, median rent of $1,400/mo fits within this budget. In Rock Hill, median rent of $1,125/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 39 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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