Boise vs Killeen
Cost of Living Comparison · 2026
Boise
Killeen
The Verdict
Killeen is 26.2% less expensive than Boise overall. A household earning $75,000 in Boise would need approximately $59,434 in Killeen to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Boise has the same purchasing power as $59,434 in Killeen.
Conversely, $75,000 in Killeen equals $94,643 in Boise.
Living in Boise vs Killeen
Housing Costs
Boise's housing index of 118 is higher Killeen's 56, translating to median home prices of $420,000 vs $235,000. The $185,000 difference in home prices means roughly $12,024 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Boise compared to $975/mo in Killeen, a monthly difference of $425.
Grocery & Food Costs
Grocery expenses index at 99 in Boise and 96 in Killeen. A household spending the national average of $475/month on groceries would pay approximately $470/month in Boise vs $456/month in Killeen. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Boise and 108 in Killeen. Monthly utility bills average approximately $356 in Boise vs $432 in Killeen. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 98 in Boise and 96 in Killeen. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $60,818 in Boise and $56,400 in Killeen. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,375 and $67,143 respectively. Killeen residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,419/month to housing in Boise vs $1,316/month in Killeen. In Boise, median rent of $1,400/mo fits within this budget. In Killeen, median rent of $975/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 62 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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