Boise vs High Point
Cost of Living Comparison · 2026
Boise
High Point
The Verdict
High Point is 26.2% less expensive than Boise overall. A household earning $75,000 in Boise would need approximately $59,434 in High Point to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Boise has the same purchasing power as $59,434 in High Point.
Conversely, $75,000 in High Point equals $94,643 in Boise.
Living in Boise vs High Point
Housing Costs
Boise's housing index of 118 is higher High Point's 61, translating to median home prices of $420,000 vs $249,000. The $171,000 difference in home prices means roughly $11,112 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Boise compared to $1,075/mo in High Point, a monthly difference of $325.
Grocery & Food Costs
Grocery expenses index at 99 in Boise and 96 in High Point. A household spending the national average of $475/month on groceries would pay approximately $470/month in Boise vs $456/month in High Point. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Boise and 98 in High Point. Monthly utility bills average approximately $356 in Boise vs $392 in High Point. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 98 in Boise and 101 in High Point. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $60,818 in Boise and $49,200 in High Point. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,375 and $58,571 respectively. High Point residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,419/month to housing in Boise vs $1,148/month in High Point. In Boise, median rent of $1,400/mo fits within this budget. In High Point, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 57 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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