City Comparison

Boise vs Fort Myers

Cost of Living Comparison · 2026

Boise

Idaho
106
Above Average
$420,000
Median Home
$1,400/mo
Median Rent
$60,818
Median Income

Fort Myers

Florida
104
Average
$340,000
Median Home
$1,575/mo
Median Rent
$52,200
Median Income

The Verdict

1.9%

The cost gap between these cities is 1.9%, with Fort Myers being the more affordable option. A $75,000 income in Boise has equivalent purchasing power to $73,585 in Fort Myers.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
118
Boise
112
Fort Myers
Groceries
99
Boise
104
Fort Myers
Utilities
89
Boise
101
Fort Myers
Transportation
99
Boise
103
Fort Myers
Healthcare
98
Boise
108
Fort Myers

Salary Equivalence

A $75,000 salary in Boise has the same purchasing power as $73,585 in Fort Myers.

Conversely, $75,000 in Fort Myers equals $76,442 in Boise.

Living in Boise vs Fort Myers

Housing Costs

Boise's housing index of 118 is higher Fort Myers's 112, translating to median home prices of $420,000 vs $340,000. The $80,000 difference in home prices means roughly $5,196 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Boise compared to $1,575/mo in Fort Myers, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 99 in Boise and 104 in Fort Myers. A household spending the national average of $475/month on groceries would pay approximately $470/month in Boise vs $494/month in Fort Myers. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Boise and 101 in Fort Myers. Monthly utility bills average approximately $356 in Boise vs $404 in Fort Myers. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 98 in Boise and 108 in Fort Myers. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $60,818 in Boise and $52,200 in Fort Myers. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,375 and $50,192 respectively. Boise residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,419/month to housing in Boise vs $1,218/month in Fort Myers. In Boise, median rent of $1,400/mo fits within this budget. In Fort Myers, median rent of $1,575/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Myers is 1.9% more affordable overall with an index of 104 vs 106.
A $75,000 salary in Boise has equivalent purchasing power to approximately $73,585 in Fort Myers, based on the cost of living difference.
Boise's housing index is 118 with median homes at $420,000, while Fort Myers's is 112 with median homes at $340,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases