Boise vs Deltona
Cost of Living Comparison · 2026
Boise
Deltona
The Verdict
The cost gap between these cities is 11.6%, with Deltona being the more affordable option. A $75,000 income in Boise has equivalent purchasing power to $67,217 in Deltona.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Boise has the same purchasing power as $67,217 in Deltona.
Conversely, $75,000 in Deltona equals $83,684 in Boise.
Living in Boise vs Deltona
Housing Costs
Boise's housing index of 118 is higher Deltona's 92, translating to median home prices of $420,000 vs $303,000. The $117,000 difference in home prices means roughly $7,608 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Boise compared to $1,500/mo in Deltona, a monthly difference of $100.
Grocery & Food Costs
Grocery expenses index at 99 in Boise and 104 in Deltona. A household spending the national average of $475/month on groceries would pay approximately $470/month in Boise vs $494/month in Deltona. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Boise and 101 in Deltona. Monthly utility bills average approximately $356 in Boise vs $404 in Deltona. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 98 in Boise and 99 in Deltona. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $60,818 in Boise and $73,000 in Deltona. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,375 and $76,842 respectively. Deltona residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,419/month to housing in Boise vs $1,703/month in Deltona. In Boise, median rent of $1,400/mo fits within this budget. In Deltona, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 26 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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