City Comparison

Bismarck vs Syracuse

Cost of Living Comparison · 2026

Bismarck

North Dakota
95
Below Average
$348,000
Median Home
$1,100/mo
Median Rent
$77,600
Median Income

Syracuse

New York
92
Below Average
$140,000
Median Home
$950/mo
Median Rent
$36,708
Median Income

The Verdict

3.3%

The cost gap between these cities is 3.3%, with Syracuse being the more affordable option. A $75,000 income in Bismarck has equivalent purchasing power to $72,632 in Syracuse.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
90
Bismarck
69
Syracuse
Groceries
99
Bismarck
101
Syracuse
Utilities
82
Bismarck
105
Syracuse
Transportation
102
Bismarck
101
Syracuse
Healthcare
103
Bismarck
100
Syracuse

Salary Equivalence

A $75,000 salary in Bismarck has the same purchasing power as $72,632 in Syracuse.

Conversely, $75,000 in Syracuse equals $77,446 in Bismarck.

Living in Bismarck vs Syracuse

Housing Costs

Bismarck's housing index of 90 is higher Syracuse's 69, translating to median home prices of $348,000 vs $140,000. The $208,000 difference in home prices means roughly $13,524 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Bismarck compared to $950/mo in Syracuse, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 99 in Bismarck and 101 in Syracuse. A household spending the national average of $475/month on groceries would pay approximately $470/month in Bismarck vs $480/month in Syracuse. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 82 in Bismarck and 105 in Syracuse. Monthly utility bills average approximately $328 in Bismarck vs $420 in Syracuse. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Bismarck and 100 in Syracuse. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $77,600 in Bismarck and $36,708 in Syracuse. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,684 and $39,900 respectively. Bismarck residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,811/month to housing in Bismarck vs $857/month in Syracuse. In Bismarck, median rent of $1,100/mo fits within this budget. In Syracuse, median rent of $950/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Syracuse is 3.3% more affordable overall with an index of 92 vs 95.
A $75,000 salary in Bismarck has equivalent purchasing power to approximately $72,632 in Syracuse, based on the cost of living difference.
Bismarck's housing index is 90 with median homes at $348,000, while Syracuse's is 69 with median homes at $140,000.

Moving & Relocation Resources

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