Bismarck vs Savannah
Cost of Living Comparison · 2026
Bismarck
Savannah
The Verdict
Savannah is 2.2% less expensive than Bismarck overall. A household earning $75,000 in Bismarck would need approximately $73,421 in Savannah to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Bismarck has the same purchasing power as $73,421 in Savannah.
Conversely, $75,000 in Savannah equals $76,613 in Bismarck.
Living in Bismarck vs Savannah
Housing Costs
Bismarck's housing index of 90 is higher Savannah's 81, translating to median home prices of $348,000 vs $250,000. The $98,000 difference in home prices means roughly $6,372 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Bismarck compared to $1,300/mo in Savannah, a monthly difference of $200.
Grocery & Food Costs
Grocery expenses index at 99 in Bismarck and 100 in Savannah. A household spending the national average of $475/month on groceries would pay approximately $470/month in Bismarck vs $475/month in Savannah. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 82 in Bismarck and 95 in Savannah. Monthly utility bills average approximately $328 in Bismarck vs $380 in Savannah. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 103 in Bismarck and 98 in Savannah. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $77,600 in Bismarck and $45,210 in Savannah. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,684 and $48,613 respectively. Bismarck residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,811/month to housing in Bismarck vs $1,055/month in Savannah. In Bismarck, median rent of $1,100/mo fits within this budget. In Savannah, median rent of $1,300/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 13 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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