City Comparison

Bismarck vs Roanoke

Cost of Living Comparison · 2026

Bismarck

North Dakota
95
Below Average
$348,000
Median Home
$1,100/mo
Median Rent
$77,600
Median Income

Roanoke

Virginia
81
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$52,700
Median Income

The Verdict

17.3%

The cost gap between these cities is 17.3%, with Roanoke being the more affordable option. A $75,000 income in Bismarck has equivalent purchasing power to $63,947 in Roanoke.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
90
Bismarck
57
Roanoke
Groceries
99
Bismarck
97
Roanoke
Utilities
82
Bismarck
116
Roanoke
Transportation
102
Bismarck
98
Roanoke
Healthcare
103
Bismarck
91
Roanoke

Salary Equivalence

A $75,000 salary in Bismarck has the same purchasing power as $63,947 in Roanoke.

Conversely, $75,000 in Roanoke equals $87,963 in Bismarck.

Living in Bismarck vs Roanoke

Housing Costs

Bismarck's housing index of 90 is higher Roanoke's 57, translating to median home prices of $348,000 vs $225,000. The $123,000 difference in home prices means roughly $7,992 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Bismarck compared to $1,075/mo in Roanoke, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 99 in Bismarck and 97 in Roanoke. A household spending the national average of $475/month on groceries would pay approximately $470/month in Bismarck vs $461/month in Roanoke. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 82 in Bismarck and 116 in Roanoke. Monthly utility bills average approximately $328 in Bismarck vs $464 in Roanoke. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Bismarck and 91 in Roanoke. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $77,600 in Bismarck and $52,700 in Roanoke. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,684 and $65,062 respectively. Bismarck residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,811/month to housing in Bismarck vs $1,230/month in Roanoke. In Bismarck, median rent of $1,100/mo fits within this budget. In Roanoke, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 34 index points — focus your budget analysis there.

Frequently Asked Questions

Roanoke is 17.3% more affordable overall with an index of 81 vs 95.
A $75,000 salary in Bismarck has equivalent purchasing power to approximately $63,947 in Roanoke, based on the cost of living difference.
Bismarck's housing index is 90 with median homes at $348,000, while Roanoke's is 57 with median homes at $225,000.

Moving & Relocation Resources

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