City Comparison

Bismarck vs Pembroke Pines

Cost of Living Comparison · 2026

Bismarck

North Dakota
95
Below Average
$348,000
Median Home
$1,100/mo
Median Rent
$77,600
Median Income

Pembroke Pines

Florida
111
Above Average
$440,000
Median Home
$1,900/mo
Median Rent
$85,900
Median Income

The Verdict

14.4%

Living in Bismarck costs 14.4% less than Pembroke Pines. To match the purchasing power of a $75,000 salary in Bismarck, you would need $87,632 in Pembroke Pines.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
90
Bismarck
140
Pembroke Pines
Groceries
99
Bismarck
105
Pembroke Pines
Utilities
82
Bismarck
105
Pembroke Pines
Transportation
102
Bismarck
99
Pembroke Pines
Healthcare
103
Bismarck
91
Pembroke Pines

Salary Equivalence

A $75,000 salary in Bismarck has the same purchasing power as $87,632 in Pembroke Pines.

Conversely, $75,000 in Pembroke Pines equals $64,189 in Bismarck.

Living in Bismarck vs Pembroke Pines

Housing Costs

Bismarck's housing index of 90 is lower Pembroke Pines's 140, translating to median home prices of $348,000 vs $440,000. The $92,000 difference in home prices means roughly $5,976 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Bismarck compared to $1,900/mo in Pembroke Pines, a monthly difference of $800.

Grocery & Food Costs

Grocery expenses index at 99 in Bismarck and 105 in Pembroke Pines. A household spending the national average of $475/month on groceries would pay approximately $470/month in Bismarck vs $499/month in Pembroke Pines. Bismarck offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 82 in Bismarck and 105 in Pembroke Pines. Monthly utility bills average approximately $328 in Bismarck vs $420 in Pembroke Pines. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Bismarck and 91 in Pembroke Pines. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $77,600 in Bismarck and $85,900 in Pembroke Pines. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,684 and $77,387 respectively. Bismarck residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,811/month to housing in Bismarck vs $2,004/month in Pembroke Pines. In Bismarck, median rent of $1,100/mo fits within this budget. In Pembroke Pines, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 50 index points — focus your budget analysis there.

Frequently Asked Questions

Bismarck is 14.4% more affordable overall with an index of 95 vs 111.
A $75,000 salary in Bismarck has equivalent purchasing power to approximately $87,632 in Pembroke Pines, based on the cost of living difference.
Bismarck's housing index is 90 with median homes at $348,000, while Pembroke Pines's is 140 with median homes at $440,000.

Moving & Relocation Resources

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