Bismarck vs Long Beach
Cost of Living Comparison · 2026 Data
Bismarck
Long Beach
💡 The Verdict
Bismarck is 43% cheaper than Long Beach overall. A $75,000 salary in Bismarck is equivalent to $132,102 in Long Beach.
Category-by-Category Breakdown
Index values for Bismarck (left) vs Long Beach (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Bismarck versus Long Beach. Differences shown from Bismarck perspective.
| Item | Bismarck | Long Beach | Difference |
|---|---|---|---|
| 1-Bed Rent | $1,110/mo | $1,580/mo | $-470.00 |
| 2-Bed Rent | $1,530/mo | $2,200/mo | $-670.00 |
| 3-Bed Rent | $2,070/mo | $2,950/mo | $-880.00 |
| Bread (loaf) | $2.56 | $3.14 | $-0.58 |
| Milk (gallon) | $3.56 | $4.19 | $-0.63 |
| Eggs (dozen) | $3.12 | $3.34 | $-0.22 |
| Coffee (latte) | $5.43 | $5.87 | $-0.44 |
| Gas (gallon) | $3.17 | $3.71 | $-0.54 |
| Restaurant Meal | $12.99 | $20.86 | $-7.87 |
💰 Salary Equivalence
A $75,000 salary in Bismarck has the same purchasing power as $132,102 in Long Beach.
Conversely, $75,000 in Long Beach equals $42,581 in Bismarck.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
The $3225 difference is driven by California having a higher state income tax rate. North Dakota details → · California details →
Reading These Numbers: Bismarck (88) vs Long Beach (155)
Bismarck at 88 is 12% below the US average, while Long Beach at 155 is 55% above average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.
In Bismarck, the composite index of 88 reflects a weighted calculation where housing carries the most influence at 115, followed by groceries (90), utilities (99), transportation (84), and healthcare (89). Housing is the primary cost driver here.
For renters: With median rents of $1,530/mo in Bismarck and $2,200/mo in Long Beach, the annual rent difference is approximately $8,040.0. Over a 5-year period, that compounds to $40,200.0 in savings by choosing the more affordable city.
For homebuyers: The $327,000.0 difference in median home prices between Bismarck and Long Beach translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Bismarck vs Long Beach
Choosing between Bismarck and Long Beach involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
Beyond the numbers shown above, quality of life differences between Bismarck and Long Beach can meaningfully affect your financial picture in ways the index does not capture. Commute time translates to fuel costs and vehicle depreciation. Climate affects utility bills seasonally. Access to public parks and free cultural venues reduces entertainment spending. Consider these secondary financial effects alongside the direct cost comparisons when making your final decision.