City Comparison

Bismarck vs Gresham

Cost of Living Comparison · 2026

Bismarck

North Dakota
95
Below Average
$348,000
Median Home
$1,100/mo
Median Rent
$77,600
Median Income

Gresham

Oregon
128
Expensive
$459,000
Median Home
$1,450/mo
Median Rent
$69,600
Median Income

The Verdict

25.8%

The cost gap between these cities is 25.8%, with Bismarck being the more affordable option. A $75,000 income in Bismarck has equivalent purchasing power to $101,053 in Gresham.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
90
Bismarck
172
Gresham
Groceries
99
Bismarck
101
Gresham
Utilities
82
Bismarck
96
Gresham
Transportation
102
Bismarck
126
Gresham
Healthcare
103
Bismarck
103
Gresham

Salary Equivalence

A $75,000 salary in Bismarck has the same purchasing power as $101,053 in Gresham.

Conversely, $75,000 in Gresham equals $55,664 in Bismarck.

Living in Bismarck vs Gresham

Housing Costs

Bismarck's housing index of 90 is lower Gresham's 172, translating to median home prices of $348,000 vs $459,000. The $111,000 difference in home prices means roughly $7,212 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Bismarck compared to $1,450/mo in Gresham, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 99 in Bismarck and 101 in Gresham. A household spending the national average of $475/month on groceries would pay approximately $470/month in Bismarck vs $480/month in Gresham. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 82 in Bismarck and 96 in Gresham. Monthly utility bills average approximately $328 in Bismarck vs $384 in Gresham. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Bismarck and 103 in Gresham. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $77,600 in Bismarck and $69,600 in Gresham. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,684 and $54,375 respectively. Bismarck residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,811/month to housing in Bismarck vs $1,624/month in Gresham. In Bismarck, median rent of $1,100/mo fits within this budget. In Gresham, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 82 index points — focus your budget analysis there.

Frequently Asked Questions

Bismarck is 25.8% more affordable overall with an index of 95 vs 128.
A $75,000 salary in Bismarck has equivalent purchasing power to approximately $101,053 in Gresham, based on the cost of living difference.
Bismarck's housing index is 90 with median homes at $348,000, while Gresham's is 172 with median homes at $459,000.

Moving & Relocation Resources

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