City Comparison

Bismarck vs Fort Myers

Cost of Living Comparison · 2026

Bismarck

North Dakota
95
Below Average
$348,000
Median Home
$1,100/mo
Median Rent
$77,600
Median Income

Fort Myers

Florida
104
Average
$340,000
Median Home
$1,575/mo
Median Rent
$52,200
Median Income

The Verdict

8.7%

Living in Bismarck costs 8.7% less than Fort Myers. To match the purchasing power of a $75,000 salary in Bismarck, you would need $82,105 in Fort Myers.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
90
Bismarck
112
Fort Myers
Groceries
99
Bismarck
104
Fort Myers
Utilities
82
Bismarck
101
Fort Myers
Transportation
102
Bismarck
103
Fort Myers
Healthcare
103
Bismarck
108
Fort Myers

Salary Equivalence

A $75,000 salary in Bismarck has the same purchasing power as $82,105 in Fort Myers.

Conversely, $75,000 in Fort Myers equals $68,510 in Bismarck.

Living in Bismarck vs Fort Myers

Housing Costs

Bismarck's housing index of 90 is lower Fort Myers's 112, translating to median home prices of $348,000 vs $340,000. The $8,000 difference in home prices means roughly $516 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Bismarck compared to $1,575/mo in Fort Myers, a monthly difference of $475.

Grocery & Food Costs

Grocery expenses index at 99 in Bismarck and 104 in Fort Myers. A household spending the national average of $475/month on groceries would pay approximately $470/month in Bismarck vs $494/month in Fort Myers. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 82 in Bismarck and 101 in Fort Myers. Monthly utility bills average approximately $328 in Bismarck vs $404 in Fort Myers. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Bismarck and 108 in Fort Myers. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $77,600 in Bismarck and $52,200 in Fort Myers. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,684 and $50,192 respectively. Bismarck residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,811/month to housing in Bismarck vs $1,218/month in Fort Myers. In Bismarck, median rent of $1,100/mo fits within this budget. In Fort Myers, median rent of $1,575/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

Bismarck is 8.7% more affordable overall with an index of 95 vs 104.
A $75,000 salary in Bismarck has equivalent purchasing power to approximately $82,105 in Fort Myers, based on the cost of living difference.
Bismarck's housing index is 90 with median homes at $348,000, while Fort Myers's is 112 with median homes at $340,000.

Moving & Relocation Resources

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