City Comparison

Bismarck vs Fort Lauderdale

Cost of Living Comparison · 2026

Bismarck

North Dakota
95
Below Average
$348,000
Median Home
$1,100/mo
Median Rent
$77,600
Median Income

Fort Lauderdale

Florida
122
Expensive
$380,000
Median Home
$2,000/mo
Median Rent
$54,468
Median Income

The Verdict

22.1%

Living in Bismarck costs 22.1% less than Fort Lauderdale. To match the purchasing power of a $75,000 salary in Bismarck, you would need $96,316 in Fort Lauderdale.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
90
Bismarck
155
Fort Lauderdale
Groceries
99
Bismarck
106
Fort Lauderdale
Utilities
82
Bismarck
96
Fort Lauderdale
Transportation
102
Bismarck
108
Fort Lauderdale
Healthcare
103
Bismarck
99
Fort Lauderdale

Salary Equivalence

A $75,000 salary in Bismarck has the same purchasing power as $96,316 in Fort Lauderdale.

Conversely, $75,000 in Fort Lauderdale equals $58,402 in Bismarck.

Living in Bismarck vs Fort Lauderdale

Housing Costs

Bismarck's housing index of 90 is lower Fort Lauderdale's 155, translating to median home prices of $348,000 vs $380,000. The $32,000 difference in home prices means roughly $2,076 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Bismarck compared to $2,000/mo in Fort Lauderdale, a monthly difference of $900.

Grocery & Food Costs

Grocery expenses index at 99 in Bismarck and 106 in Fort Lauderdale. A household spending the national average of $475/month on groceries would pay approximately $470/month in Bismarck vs $504/month in Fort Lauderdale. Bismarck offers a meaningful advantage on everyday food costs, saving roughly $408/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 82 in Bismarck and 96 in Fort Lauderdale. Monthly utility bills average approximately $328 in Bismarck vs $384 in Fort Lauderdale. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Bismarck and 99 in Fort Lauderdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $77,600 in Bismarck and $54,468 in Fort Lauderdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,684 and $44,646 respectively. Bismarck residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,811/month to housing in Bismarck vs $1,271/month in Fort Lauderdale. In Bismarck, median rent of $1,100/mo fits within this budget. In Fort Lauderdale, median rent of $2,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 65 index points — focus your budget analysis there.

Frequently Asked Questions

Bismarck is 22.1% more affordable overall with an index of 95 vs 122.
A $75,000 salary in Bismarck has equivalent purchasing power to approximately $96,316 in Fort Lauderdale, based on the cost of living difference.
Bismarck's housing index is 90 with median homes at $348,000, while Fort Lauderdale's is 155 with median homes at $380,000.

Moving & Relocation Resources

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