City Comparison

Bismarck vs Denton

Cost of Living Comparison · 2026

Bismarck

North Dakota
95
Below Average
$348,000
Median Home
$1,100/mo
Median Rent
$77,600
Median Income

Denton

Texas
108
Above Average
$385,000
Median Home
$1,425/mo
Median Rent
$73,700
Median Income

The Verdict

12.0%

Living in Bismarck costs 12.0% less than Denton. To match the purchasing power of a $75,000 salary in Bismarck, you would need $85,263 in Denton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
90
Bismarck
126
Denton
Groceries
99
Bismarck
98
Denton
Utilities
82
Bismarck
90
Denton
Transportation
102
Bismarck
87
Denton
Healthcare
103
Bismarck
81
Denton

Salary Equivalence

A $75,000 salary in Bismarck has the same purchasing power as $85,263 in Denton.

Conversely, $75,000 in Denton equals $65,972 in Bismarck.

Living in Bismarck vs Denton

Housing Costs

Bismarck's housing index of 90 is lower Denton's 126, translating to median home prices of $348,000 vs $385,000. The $37,000 difference in home prices means roughly $2,400 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Bismarck compared to $1,425/mo in Denton, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 99 in Bismarck and 98 in Denton. A household spending the national average of $475/month on groceries would pay approximately $470/month in Bismarck vs $466/month in Denton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 82 in Bismarck and 90 in Denton. Monthly utility bills average approximately $328 in Bismarck vs $360 in Denton. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 103 in Bismarck and 81 in Denton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $77,600 in Bismarck and $73,700 in Denton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,684 and $68,241 respectively. Bismarck residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,811/month to housing in Bismarck vs $1,720/month in Denton. In Bismarck, median rent of $1,100/mo fits within this budget. In Denton, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

Bismarck is 12.0% more affordable overall with an index of 95 vs 108.
A $75,000 salary in Bismarck has equivalent purchasing power to approximately $85,263 in Denton, based on the cost of living difference.
Bismarck's housing index is 90 with median homes at $348,000, while Denton's is 126 with median homes at $385,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases