๐Ÿ“Š Cost of Living Comparison

Birmingham vs Wichita

Side-by-side cost of living comparison for 2026

Birmingham

Alabama
87
Below Average
$165,000
Median Home
$1,000/mo
Median Rent
$38,178
Median Income

Wichita

Kansas
84
Very Affordable
$165,000
Median Home
$900/mo
Median Rent
$52,428
Median Income

๐Ÿ’ก The Verdict

3% cheaper
Wichita is 3% more affordable than Birmingham. A $75,000 salary in Birmingham is equivalent to $72,414 in Wichita.

Category-by-Category Breakdown

Index values shown. National average = 100. Lower is cheaper.

Housing
67
Birmingham
62
Wichita
Groceries
96
Birmingham
95
Wichita
Utilities
92
Birmingham
93
Wichita
Transportation
99
Birmingham
98
Wichita
Healthcare
91
Birmingham
92
Wichita

๐Ÿ’ฐ Salary Equivalence

To maintain the same standard of living:

$72,414
$75K in Birmingham โ†’ Wichita
$77,679
$75K in Wichita โ†’ Birmingham

See exact take-home pay: Alabama salaries ยท Kansas salaries

Living in Birmingham vs Wichita

Housing is typically the biggest factor in any cost-of-living comparison. Birmingham has a housing index of 67 while Wichita sits at 62 (national average = 100). The median home in Birmingham costs $165,000 compared to $165,000 in Wichita, a difference of $0. Monthly rent follows a similar pattern: $1,000 in Birmingham versus $900 in Wichita.

Groceries and everyday expenses show a narrower gap: Birmingham scores 96 while Wichita scores 95. Both cities are close to the national average for grocery costs.

Healthcare costs in Birmingham (91) are lower than Wichita (92).

Median household income in Birmingham is $38,178 compared to $52,428 in Wichita. When adjusted for cost of living, income goes further in Wichita.

Relocating: Birmingham vs Wichita

If you are considering a move between Birmingham (index: 87) and Wichita (index: 84), the 3% cost difference has real implications for your budget. Wichita is the more affordable option, but the right choice depends on your income, career opportunities, and lifestyle priorities.

Housing budget reality: Using the 28% rule (spending no more than 28% of gross income on housing), the median household in Birmingham can afford $891/month, while the median household in Wichita can afford $1,223/month. With median homes at $165,000 in Birmingham versus $165,000 in Wichita, both cities offer reasonable homeownership opportunities at median income.

Renting vs buying: At $1,000/month in Birmingham and $900/month in Wichita, renters face similar costs in both cities. The rent-to-own ratio in each city determines whether renting or buying offers better value for your situation.

Income adjustment: A $75,000 salary goes further in Wichita where costs are 16% below the national average. Before accepting a job in either city, use the salary equivalence data above to understand what you would need to earn to maintain your current standard of living.

Reading These Numbers: Birmingham (87) vs Wichita (84)

The cost of living index uses 100 as the national average. Birmingham at 87 is 13% below the US average, while Wichita at 84 is 16% below average. Both cities are relatively affordable compared to the national average.

The overall index is a weighted average of housing (the largest component), groceries, utilities, transportation, and healthcare. Housing typically drives the biggest differences between cities. Even when two cities have similar overall indices, their category-level costs can vary significantly โ€” one city might have expensive housing but cheap groceries, while another is the reverse. Check the category breakdown above for the full picture.

For renters: With median rents of $1,000/month in Birmingham and $900/month in Wichita, the annual rent difference is approximately $1,200. Over a 5-year period, that compounds to $6,000 in savings by choosing the more affordable city.

For homebuyers: The $0 difference in median home prices between Birmingham and Wichita translates to roughly $0 per month in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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