City Comparison

Birmingham vs Pueblo

Cost of Living Comparison · 2026

Birmingham

Alabama
87
Below Average
$165,000
Median Home
$1,000/mo
Median Rent
$38,178
Median Income

Pueblo

Colorado
90
Below Average
$247,000
Median Home
$1,075/mo
Median Rent
$56,700
Median Income

The Verdict

3.3%

Living in Birmingham costs 3.3% less than Pueblo. To match the purchasing power of a $75,000 salary in Birmingham, you would need $77,586 in Pueblo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
67
Birmingham
81
Pueblo
Groceries
96
Birmingham
99
Pueblo
Utilities
92
Birmingham
96
Pueblo
Transportation
99
Birmingham
99
Pueblo
Healthcare
91
Birmingham
102
Pueblo

Salary Equivalence

A $75,000 salary in Birmingham has the same purchasing power as $77,586 in Pueblo.

Conversely, $75,000 in Pueblo equals $72,500 in Birmingham.

Living in Birmingham vs Pueblo

Housing Costs

Birmingham's housing index of 67 is lower Pueblo's 81, translating to median home prices of $165,000 vs $247,000. The $82,000 difference in home prices means roughly $5,328 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Birmingham compared to $1,075/mo in Pueblo, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 96 in Birmingham and 99 in Pueblo. A household spending the national average of $475/month on groceries would pay approximately $456/month in Birmingham vs $470/month in Pueblo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Birmingham and 96 in Pueblo. Monthly utility bills average approximately $368 in Birmingham vs $384 in Pueblo. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Birmingham and 102 in Pueblo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $38,178 in Birmingham and $56,700 in Pueblo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $43,883 and $63,000 respectively. Pueblo residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $891/month to housing in Birmingham vs $1,323/month in Pueblo. In Birmingham, median rent of $1,000/mo exceeds this threshold, suggesting renters may feel stretched. In Pueblo, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

Birmingham is 3.3% more affordable overall with an index of 87 vs 90.
A $75,000 salary in Birmingham has equivalent purchasing power to approximately $77,586 in Pueblo, based on the cost of living difference.
Birmingham's housing index is 67 with median homes at $165,000, while Pueblo's is 81 with median homes at $247,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases