City Comparison

Birmingham vs Odessa

Cost of Living Comparison · 2026

Birmingham

Alabama
87
Below Average
$165,000
Median Home
$1,000/mo
Median Rent
$38,178
Median Income

Odessa

Texas
85
Very Affordable
$223,000
Median Home
$1,150/mo
Median Rent
$73,500
Median Income

The Verdict

2.4%

Living in Odessa costs 2.4% less than Birmingham. To match the purchasing power of a $75,000 salary in Birmingham, you would need $73,276 in Odessa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
67
Birmingham
72
Odessa
Groceries
96
Birmingham
96
Odessa
Utilities
92
Birmingham
100
Odessa
Transportation
99
Birmingham
93
Odessa
Healthcare
91
Birmingham
96
Odessa

Salary Equivalence

A $75,000 salary in Birmingham has the same purchasing power as $73,276 in Odessa.

Conversely, $75,000 in Odessa equals $76,765 in Birmingham.

Living in Birmingham vs Odessa

Housing Costs

Birmingham's housing index of 67 is lower Odessa's 72, translating to median home prices of $165,000 vs $223,000. The $58,000 difference in home prices means roughly $3,768 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Birmingham compared to $1,150/mo in Odessa, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 96 in Birmingham and 96 in Odessa. A household spending the national average of $475/month on groceries would pay approximately $456/month in Birmingham vs $456/month in Odessa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Birmingham and 100 in Odessa. Monthly utility bills average approximately $368 in Birmingham vs $400 in Odessa. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Birmingham and 96 in Odessa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $38,178 in Birmingham and $73,500 in Odessa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $43,883 and $86,471 respectively. Odessa residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $891/month to housing in Birmingham vs $1,715/month in Odessa. In Birmingham, median rent of $1,000/mo exceeds this threshold, suggesting renters may feel stretched. In Odessa, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 8 index points — focus your budget analysis there.

Frequently Asked Questions

Odessa is 2.4% more affordable overall with an index of 85 vs 87.
A $75,000 salary in Birmingham has equivalent purchasing power to approximately $73,276 in Odessa, based on the cost of living difference.
Birmingham's housing index is 67 with median homes at $165,000, while Odessa's is 72 with median homes at $223,000.

Moving & Relocation Resources

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