City Comparison

Birmingham vs High Point

Cost of Living Comparison · 2026

Birmingham

Alabama
87
Below Average
$165,000
Median Home
$1,000/mo
Median Rent
$38,178
Median Income

High Point

North Carolina
84
Very Affordable
$249,000
Median Home
$1,075/mo
Median Rent
$49,200
Median Income

The Verdict

3.6%

The cost gap between these cities is 3.6%, with High Point being the more affordable option. A $75,000 income in Birmingham has equivalent purchasing power to $72,414 in High Point.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
67
Birmingham
61
High Point
Groceries
96
Birmingham
96
High Point
Utilities
92
Birmingham
98
High Point
Transportation
99
Birmingham
92
High Point
Healthcare
91
Birmingham
101
High Point

Salary Equivalence

A $75,000 salary in Birmingham has the same purchasing power as $72,414 in High Point.

Conversely, $75,000 in High Point equals $77,679 in Birmingham.

Living in Birmingham vs High Point

Housing Costs

Birmingham's housing index of 67 is higher High Point's 61, translating to median home prices of $165,000 vs $249,000. The $84,000 difference in home prices means roughly $5,460 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Birmingham compared to $1,075/mo in High Point, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 96 in Birmingham and 96 in High Point. A household spending the national average of $475/month on groceries would pay approximately $456/month in Birmingham vs $456/month in High Point. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Birmingham and 98 in High Point. Monthly utility bills average approximately $368 in Birmingham vs $392 in High Point. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Birmingham and 101 in High Point. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $38,178 in Birmingham and $49,200 in High Point. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $43,883 and $58,571 respectively. High Point residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $891/month to housing in Birmingham vs $1,148/month in High Point. In Birmingham, median rent of $1,000/mo exceeds this threshold, suggesting renters may feel stretched. In High Point, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 10 index points — focus your budget analysis there.

Frequently Asked Questions

High Point is 3.6% more affordable overall with an index of 84 vs 87.
A $75,000 salary in Birmingham has equivalent purchasing power to approximately $72,414 in High Point, based on the cost of living difference.
Birmingham's housing index is 67 with median homes at $165,000, while High Point's is 61 with median homes at $249,000.

Moving & Relocation Resources

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