City Comparison

Birmingham vs Hattiesburg

Cost of Living Comparison · 2026

Birmingham

Alabama
87
Below Average
$165,000
Median Home
$1,000/mo
Median Rent
$38,178
Median Income

Hattiesburg

Mississippi
77
Very Affordable
$170,000
Median Home
$875/mo
Median Rent
$44,100
Median Income

The Verdict

13.0%

The cost gap between these cities is 13.0%, with Hattiesburg being the more affordable option. A $75,000 income in Birmingham has equivalent purchasing power to $66,379 in Hattiesburg.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
67
Birmingham
52
Hattiesburg
Groceries
96
Birmingham
97
Hattiesburg
Utilities
92
Birmingham
93
Hattiesburg
Transportation
99
Birmingham
95
Hattiesburg
Healthcare
91
Birmingham
106
Hattiesburg

Salary Equivalence

A $75,000 salary in Birmingham has the same purchasing power as $66,379 in Hattiesburg.

Conversely, $75,000 in Hattiesburg equals $84,740 in Birmingham.

Living in Birmingham vs Hattiesburg

Housing Costs

Birmingham's housing index of 67 is higher Hattiesburg's 52, translating to median home prices of $165,000 vs $170,000. The $5,000 difference in home prices means roughly $324 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Birmingham compared to $875/mo in Hattiesburg, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 96 in Birmingham and 97 in Hattiesburg. A household spending the national average of $475/month on groceries would pay approximately $456/month in Birmingham vs $461/month in Hattiesburg. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Birmingham and 93 in Hattiesburg. Monthly utility bills average approximately $368 in Birmingham vs $372 in Hattiesburg. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Birmingham and 106 in Hattiesburg. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $38,178 in Birmingham and $44,100 in Hattiesburg. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $43,883 and $57,273 respectively. Hattiesburg residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $891/month to housing in Birmingham vs $1,029/month in Hattiesburg. In Birmingham, median rent of $1,000/mo exceeds this threshold, suggesting renters may feel stretched. In Hattiesburg, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Hattiesburg is 13.0% more affordable overall with an index of 77 vs 87.
A $75,000 salary in Birmingham has equivalent purchasing power to approximately $66,379 in Hattiesburg, based on the cost of living difference.
Birmingham's housing index is 67 with median homes at $165,000, while Hattiesburg's is 52 with median homes at $170,000.

Moving & Relocation Resources

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