Birmingham vs Hampton
Cost of Living Comparison · 2026
Birmingham
Hampton
The Verdict
Living in Birmingham costs 1.1% less than Hampton. To match the purchasing power of a $75,000 salary in Birmingham, you would need $75,862 in Hampton.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Birmingham has the same purchasing power as $75,862 in Hampton.
Conversely, $75,000 in Hampton equals $74,148 in Birmingham.
Living in Birmingham vs Hampton
Housing Costs
Birmingham's housing index of 67 is lower Hampton's 102, translating to median home prices of $165,000 vs $243,000. The $78,000 difference in home prices means roughly $5,076 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Birmingham compared to $1,175/mo in Hampton, a monthly difference of $175.
Grocery & Food Costs
Grocery expenses index at 96 in Birmingham and 94 in Hampton. A household spending the national average of $475/month on groceries would pay approximately $456/month in Birmingham vs $447/month in Hampton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 92 in Birmingham and 102 in Hampton. Monthly utility bills average approximately $368 in Birmingham vs $408 in Hampton. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 91 in Birmingham and 106 in Hampton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $38,178 in Birmingham and $59,400 in Hampton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $43,883 and $67,500 respectively. Hampton residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $891/month to housing in Birmingham vs $1,386/month in Hampton. In Birmingham, median rent of $1,000/mo exceeds this threshold, suggesting renters may feel stretched. In Hampton, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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