City Comparison

Birmingham vs Greeley

Cost of Living Comparison · 2026

Birmingham

Alabama
87
Below Average
$165,000
Median Home
$1,000/mo
Median Rent
$38,178
Median Income

Greeley

Colorado
113
Above Average
$420,000
Median Home
$1,275/mo
Median Rent
$72,500
Median Income

The Verdict

23.0%

Living in Birmingham costs 23.0% less than Greeley. To match the purchasing power of a $75,000 salary in Birmingham, you would need $97,414 in Greeley.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
67
Birmingham
136
Greeley
Groceries
96
Birmingham
95
Greeley
Utilities
92
Birmingham
89
Greeley
Transportation
99
Birmingham
110
Greeley
Healthcare
91
Birmingham
97
Greeley

Salary Equivalence

A $75,000 salary in Birmingham has the same purchasing power as $97,414 in Greeley.

Conversely, $75,000 in Greeley equals $57,743 in Birmingham.

Living in Birmingham vs Greeley

Housing Costs

Birmingham's housing index of 67 is lower Greeley's 136, translating to median home prices of $165,000 vs $420,000. The $255,000 difference in home prices means roughly $16,572 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Birmingham compared to $1,275/mo in Greeley, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 96 in Birmingham and 95 in Greeley. A household spending the national average of $475/month on groceries would pay approximately $456/month in Birmingham vs $451/month in Greeley. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Birmingham and 89 in Greeley. Monthly utility bills average approximately $368 in Birmingham vs $356 in Greeley. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Birmingham and 97 in Greeley. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $38,178 in Birmingham and $72,500 in Greeley. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $43,883 and $64,159 respectively. Greeley residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $891/month to housing in Birmingham vs $1,692/month in Greeley. In Birmingham, median rent of $1,000/mo exceeds this threshold, suggesting renters may feel stretched. In Greeley, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 69 index points — focus your budget analysis there.

Frequently Asked Questions

Birmingham is 23.0% more affordable overall with an index of 87 vs 113.
A $75,000 salary in Birmingham has equivalent purchasing power to approximately $97,414 in Greeley, based on the cost of living difference.
Birmingham's housing index is 67 with median homes at $165,000, while Greeley's is 136 with median homes at $420,000.

Moving & Relocation Resources

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