City Comparison

Birmingham vs Denton

Cost of Living Comparison · 2026

Birmingham

Alabama
87
Below Average
$165,000
Median Home
$1,000/mo
Median Rent
$38,178
Median Income

Denton

Texas
108
Above Average
$385,000
Median Home
$1,425/mo
Median Rent
$73,700
Median Income

The Verdict

19.4%

Birmingham is 19.4% less expensive than Denton overall. A household earning $75,000 in Birmingham would need approximately $93,103 in Denton to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
67
Birmingham
126
Denton
Groceries
96
Birmingham
98
Denton
Utilities
92
Birmingham
90
Denton
Transportation
99
Birmingham
87
Denton
Healthcare
91
Birmingham
81
Denton

Salary Equivalence

A $75,000 salary in Birmingham has the same purchasing power as $93,103 in Denton.

Conversely, $75,000 in Denton equals $60,417 in Birmingham.

Living in Birmingham vs Denton

Housing Costs

Birmingham's housing index of 67 is lower Denton's 126, translating to median home prices of $165,000 vs $385,000. The $220,000 difference in home prices means roughly $14,304 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Birmingham compared to $1,425/mo in Denton, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 96 in Birmingham and 98 in Denton. A household spending the national average of $475/month on groceries would pay approximately $456/month in Birmingham vs $466/month in Denton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Birmingham and 90 in Denton. Monthly utility bills average approximately $368 in Birmingham vs $360 in Denton. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Birmingham and 81 in Denton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $38,178 in Birmingham and $73,700 in Denton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $43,883 and $68,241 respectively. Denton residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $891/month to housing in Birmingham vs $1,720/month in Denton. In Birmingham, median rent of $1,000/mo exceeds this threshold, suggesting renters may feel stretched. In Denton, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 59 index points — focus your budget analysis there.

Frequently Asked Questions

Birmingham is 19.4% more affordable overall with an index of 87 vs 108.
A $75,000 salary in Birmingham has equivalent purchasing power to approximately $93,103 in Denton, based on the cost of living difference.
Birmingham's housing index is 67 with median homes at $165,000, while Denton's is 126 with median homes at $385,000.

Moving & Relocation Resources

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