Billings vs Yuma
Cost of Living Comparison · 2026
Billings
Yuma
The Verdict
Living in Yuma costs 6.5% less than Billings. To match the purchasing power of a $75,000 salary in Billings, you would need $70,408 in Yuma.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Billings has the same purchasing power as $70,408 in Yuma.
Conversely, $75,000 in Yuma equals $79,891 in Billings.
Living in Billings vs Yuma
Housing Costs
Billings's housing index of 93 is higher Yuma's 82, translating to median home prices of $310,000 vs $284,000. The $26,000 difference in home prices means roughly $1,692 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $1,100/mo in Yuma, a monthly difference of $100.
Grocery & Food Costs
Grocery expenses index at 99 in Billings and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Billings and 102 in Yuma. Monthly utility bills average approximately $356 in Billings vs $408 in Yuma. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 102 in Billings and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,438 in Billings and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $58,804 respectively. Yuma residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $1,262/month in Yuma. In Billings, median rent of $1,200/mo fits within this budget. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 15 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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