Billings vs Yonkers
Cost of Living Comparison · 2026
Billings
Yonkers
The Verdict
Billings is 31.0% less expensive than Yonkers overall. A household earning $75,000 in Billings would need approximately $108,673 in Yonkers to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Billings has the same purchasing power as $108,673 in Yonkers.
Conversely, $75,000 in Yonkers equals $51,761 in Billings.
Living in Billings vs Yonkers
Housing Costs
Billings's housing index of 93 is lower Yonkers's 203, translating to median home prices of $310,000 vs $635,000. The $325,000 difference in home prices means roughly $21,120 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $2,200/mo in Yonkers, a monthly difference of $1,000.
Grocery & Food Costs
Grocery expenses index at 99 in Billings and 106 in Yonkers. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $504/month in Yonkers. Billings offers a meaningful advantage on everyday food costs, saving roughly $408/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Billings and 117 in Yonkers. Monthly utility bills average approximately $356 in Billings vs $468 in Yonkers. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 102 in Billings and 107 in Yonkers. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $55,438 in Billings and $80,600 in Yonkers. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $56,761 respectively. Yonkers residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $1,881/month in Yonkers. In Billings, median rent of $1,200/mo fits within this budget. In Yonkers, median rent of $2,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 110 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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