City Comparison

Billings vs West Valley City

Cost of Living Comparison · 2026

Billings

Montana
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$55,438
Median Income

West Valley City

Utah
107
Above Average
$485,000
Median Home
$1,350/mo
Median Rent
$72,600
Median Income

The Verdict

8.4%

Living in Billings costs 8.4% less than West Valley City. To match the purchasing power of a $75,000 salary in Billings, you would need $81,888 in West Valley City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Billings
129
West Valley City
Groceries
99
Billings
100
West Valley City
Utilities
89
Billings
88
West Valley City
Transportation
101
Billings
106
West Valley City
Healthcare
102
Billings
95
West Valley City

Salary Equivalence

A $75,000 salary in Billings has the same purchasing power as $81,888 in West Valley City.

Conversely, $75,000 in West Valley City equals $68,692 in Billings.

Living in Billings vs West Valley City

Housing Costs

Billings's housing index of 93 is lower West Valley City's 129, translating to median home prices of $310,000 vs $485,000. The $175,000 difference in home prices means roughly $11,376 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Billings compared to $1,350/mo in West Valley City, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 99 in Billings and 100 in West Valley City. A household spending the national average of $475/month on groceries would pay approximately $470/month in Billings vs $475/month in West Valley City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Billings and 88 in West Valley City. Monthly utility bills average approximately $356 in Billings vs $352 in West Valley City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Billings and 95 in West Valley City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,438 in Billings and $72,600 in West Valley City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,569 and $67,850 respectively. West Valley City residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Billings vs $1,694/month in West Valley City. In Billings, median rent of $1,200/mo fits within this budget. In West Valley City, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

Billings is 8.4% more affordable overall with an index of 98 vs 107.
A $75,000 salary in Billings has equivalent purchasing power to approximately $81,888 in West Valley City, based on the cost of living difference.
Billings's housing index is 93 with median homes at $310,000, while West Valley City's is 129 with median homes at $485,000.

Moving & Relocation Resources

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